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Community News

Clearwater Dolphins - Leave a Map-Trail
Although fans are sad to see the Clearwater Beach Dolphin…
Clearwater Beach - Dolphin Pod Sighting at Pier 60...
You can see them too if you hurry – through…
Stingray Season Has Started Early
Stingray season has started early this year. Three people were…
  • Business News

    How to Spot Drywood Termites
    Spring is here and so are the termites...  Yes, spring brings lots of flowers, warm days, beautiful sunsets on the…
    in General
    Small Business Owners: Avoid the Spam Box by Choosing the Right Email Address
    Choosing the right email address as a small business owner is a vital step in setting up the communication lines…
    in General
    Our Bustling Real Estate Market
    The word is finally out—this is THE time to be buying real estate! Prices are low, interest rates are low,…
    in General
    Tampa Area Business Expo Lean, Green and Mean Business to be Held March 23rd
    Tuesday, March 23rd, Plan B Expo will hold Lean, Green and Mean Business at the Conmy Center at Our Lady…
    in Dunedin
    Federal Housing Authority Makes Changes in Home Loan Program
    The FHA has typically been a good avenue for first-time home buyers, allowing buyers that have less than perfect credit,…
    in General
  • Arts and Entertainment

    CHALKIN' IT UP – Winter Garden Florida
    CHALKIN' IT UP Calling Artists of all ages! You are invited to participate in "Chalkin' It Up" at the 12th annual SPRING FEVER IN THE GARDEN Festival this coming April…
    Read more...
    Chalk Walk Art Festival – Hyde Park Village, Tampa
    CHALK WALK ART FESTIVAL March 15 - 17, 2013 Hyde Park Village - 742 South Village Circle, Tampa Take a Walk and see some ART. Hyde Park Village is the…
    Clearwatedr Miracle
    Read more...
    OKeefes St. Patrick's Day
    EXCITING 3-DAY 2013 LINE UP! Friday, March 15, 2013 – Irish Spring Break Pre-Party OUTSIDE TENT OPENS AT 5 P.M.! 5:00pm IRISH BUSKERS 8:00pm BAGPIPERS 9:00pm FUNK BAND “BLACK HONKEYS”…
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  • Government

    Senator Mike Fasano to Testify at Citizens Rate Hearing Today
    State Senator Mike Fasano will testify at the Office Insurance Regulation’s rate hearing today in opposition to Citizens Property Insurance Corporation’s application for a premium increase. Senator Fasano, long a…
    RNC 2012 - The Convention Without Walls
    Don’t miss history in the making in Tampa at the Republican National Convention 2012. On August 27-30, 2,286 delegates and 2,125 alternate delegates from all 50 states, the District of…
    RNC 2012 - The Convention Without Walls
    Don’t miss history in the making in Tampa at the  2012. On August 27-30, 2,286 delegates and 2,125 alternate delegates from all 50 states, the District of Columbia and five…
    Republican National Convention – Tampa impact projected at $173 Million
    The Tampa Bay Times Forum is gearing up for the 2012 Republican National Convention from August 27-30, 2012. It will host 2,286 delegates and 2,123 alternate delegates from all 50…
  • Pam Ryan Anderson Clearwater, FL ( April 1, 2009) -  For the last few months, I’ve been experiencing quite a different real estate market than the prior 18 months.  Buyers are back, and THAT makes all the difference in the world. In the last three months, I’ve got almost as many properties under contract already as I sold for the entire year in 2008!

     This is the very best time to buy – prices are as low as they are probably going to go, and interest rates are also very low.  The selection is amazing, and I really think this is an opportunity to jump on.

    Sure, it takes persistence and decent credit, but that is what I’d expect after the nightmare the banks have been experiencing recently.  Too many lenders made money too easy to get, and that is one of the problems that caused the debacle we’ve all been witnessing.  Now we’re all going to suffer for that.  However, please do not believe the 

    rumors being spread that it is impossible to get financing, that just isn’t true at all.  In fact, Federal Housing Administration (FHA) Loans are more popular than they’ve been in decades, allowing the seller to help the buyer with up to 6% of the price in costs to close, and a 3% down payment that can come from anywhere.  It’s even possible to add money for repairs onto an FHA loan, which means that even homes needing repair can be purchased with an FHA loan.

    Housing and Urban Development Secretary, Shaun Donovan just released a statement in mid-March that suggests the housing market is improving.  Home prices in February started to stabilize for the first time in six months .

    February also showed the largest gain in home sales since 2003, rising 5.1%.  Unfortunately more than 45% of those properties were either pre-foreclosure, or bank-owned, but the fact that properties are being purchased is some of the best news we could have in real estate.

    If you consider low prices, low interest rates, and that first time homebuyers are eligible for up to an $8,000 tax credit this year, I personally haven’t seen a better time to be a home buyer!

    Please feel free to call me to see if you can qualify to take advantage of these low prices and interest rates!  

    Pam Ryan Anderson
    Real Estate Broker
    Ryan Realty
    727-442-2822

     

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