Their website is: www.ftc.gov/moneymatters

Here is an excerpt from the website:

How the Scams Work
“Foreclosure rescue firms use a variety of tactics to find homeowners in distress:
Some sift through public foreclosure notices in newspapers and on the Internet or through public files at local government offices, and then send personalized letters to homeowners. Others take a broader approach through ads on the Internet, on television, or in the newspaper, posters on telephone poles, median strips and at bus stops, or flyers or business cards at your front door. The scam artists use simple and straight-forward messages, like:

“Stop Foreclosure Now!

“We guarantee to stop your foreclosure.

“Keep Your Home. We know your home is scheduled to be sold. No Problem!’

“We have special relationships with many banks that can speed up case approvals.’

“We can save your home. Guaranteed. Free consultation.

“We stop foreclosures every day. Our team of professionals can stop yours this week!”

The website informs you of common tactics to get your money, such as the Bait-and-Switch, having you sign documents that actually transfer your Title to the scam artists, or the Rent-To-Buy Scheme where the scam artist has you sign the Title over to them (or someone very qualified to get a new loan) from whom you can continue to rent your home, and buy it back in a few years. This plan is fraught with bad terms and roadblocks and will only cause you to lose your home in the long run.

This is a very helpful website if you are facing foreclosure. Contact a Realtor for helpful advice before making any unwise decisions that can cause you more stress than you are already facing.

For more information, call Pam Ryan Anderson, Short Sale Specialist, Ryan Realty, 727-442-2822 or e-mail Pam at This email address is being protected from spambots. You need JavaScript enabled to view it.