I am sure that at one time or another we have all seen a hearse traveling down the road. But, have you ever seen a hearse pulling a U-haul trailer?  Do you know the reason why not? Because you can’t take it with you. That’s why a reverse mortgage is a perfect solution to a senior home owner to supplement their retirement income.

The benefits of a reverse mortgage are:

• Independence – You continue to own and live in your home
• Liquidity – Receive monthly payments instead of making them
• Simplicity – No income, credit report, and employment requirements needed to qualify2
• Choice – You may receive funds as a lump sum, in monthly installments, as a line of credit, or as an upfront sum plus monthly allotments
• Security – Does not affect Social Security, pension or Medicare benefits3
• Ownership – Your heirs can keep the property once the reverse mortgage is paid in full
• Freedom – Please ask your reverse mortgage consultant about when any payment may be due

Downtown Clearwater June 18, 2007  

Historic Telephone Exchange Emerging from a Concrete Cocoon As Cleveland Street undergoes its $8 million makeover, a historic building on the corner of Cleveland and Garden Ave. is fi nally getting the restoration it has been waiting for.

Having spent the last 50 years encased in concrete panels the three-story Telephone Exchange Building is ready to come back to its original look.

Building owner’s Jon and Sylvia Heneghan are overseeing the removal of the panels and removing the bricks from the windows. So far the restoration has uncovered the historic “Telephone” sign on the front of the building. As seen in old black and white photo’s. It is quite possible that no one has seen this building in it’s full color in over 50 years. As Mr. Heneghan has not been able to fi nd any color photo’s of the building as it was before it was encased.