Spring is here and so are the termites... 

Yes, spring brings lots of flowers, warm days, beautiful sunsets on the beach, lots of college kids and definitely more bugs—including those pesky termites. Spring is a time when drywood termites swarm and you just might find them in your home.

Choosing the right email address as a small business owner is a vital step in setting up the communication lines for the company. There are several criteria that must be met.

The word is finally out—this is THE time to be buying real estate! Prices are low, interest rates are low, and you can still qualify for either the first-time home buyer rebate of $8,000 or 10% of your purchase price, whichever is less, or the rebate for people that are stepping up in price and buying a more expensive home.

The FHA has typically been a good avenue for first-time home buyers, allowing buyers that have less than perfect credit, very little money down, gift money from family members, explanations about credit problems that other lenders would balk at, or a high ratio of debt compared to their income, be able to purchase a home.  However, the FHA announced at the end of January that they are making changes to their program in order to lessen the number of FHA foreclosures.

As 2009 wound down, real estate wound UP!  The year ended in a frenzy of real estate sales with Realtors showing and selling property like crazy, lenders too busy to get to files, Title Companies having to juggle things to get to closings – WOW!  What a great way to end 2009!